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220 6th Street, Fulton, IL 61252.
Built in 2020, this spacious 4-bedroom, 3-bath ranch offers 1,500 sq ft on the main level PLUS more than 1,200 sq ft of finished living space in the lower level! The open-concept main floor features hardwood flooring and a beautiful kitchen with granite countertops, custom cabinetry, tile backsplash, a large center island, and a custom pantry/coffee bar. The primary suite includes a private bath and walk-in closet. The finished lower level adds an incredible amount of usable living space, including a large 28x25 rec room, additional bedroom with egress window and massive 12x11 walk-in closet, full bath, and laundry room. Whether you need space for entertaining, movie nights, a game room, guests, or just room to spread out, this lower level delivers. Outside, enjoy the freshly painted deck, 29x14 patio, fenced backyard, seasonal river views, and additional workshop with electric. An attached 3-car garage completes the package. With over 2,700 sq ft of finished living space between the two levels, this home offers far more room than the above-grade square footage alone suggests. Come see everything 220 6th Street has to offer!
MLS ID: 12763964
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220 6th Street, Fulton, IL 61252.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,900 | $399,900 | $399,900 |
| Down Payment | $79,980 | $13,997 | $99,975 |
| Monthly Mortgage Amount | $2,182 | $2,679 | $2,675 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,856 | $3,529 | $3,349 |
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
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